One evening when I was bored, I considered watching this on Netflix:
My vacation was quite relaxing and actually almost pain-free, which was fabulous. The insurance issue, though, has continued to be a major source of stress. I was unable to get any clear answers regarding what my new insurance covers. The benefits manager at my husband's work was likewise unable to get any straight answers. Finally today the clinic's financial coordinator called to say that she finally got a response from the insurance company. They will cover exactly nothing. Not ultrasounds. Not blood tests. Many insurances that don't cover infertility will at least cover that. But not mine. Figures.
Has anyone seen this? I ended up watching something else and I'm glad I did. A friend has since told me it's quite scary and offers little in the way of hope for the chronically stressed. The title alone is enough to stress me out - Stress: Portrait of a Killer.
We all know that many health problems are caused or exacerbated by stress. According to this documentary, prolonged stress can "shrink our brains, add fat to our bellies, and even unravel our chromosomes". After nearly four years of extreme unrelenting stress, I don't even want to think about how badly my body has been damaged. Or how much my life has been shortened.
I think keeping COBRA coverage under these conditions is legitimate, although I'm sure some would disagree. It's a grey area I plan to take advantage of because it's high time something works out in my favor. We have $1200 in infertility coverage left on that policy and I intend to milk it. I'm glad to finally have some answers, painful as they are, just in time to get the COBRA premium paid. Why do we always have to cut these things so damn close? [Speaking of cutting it close, don't forget to enter my contest (see last post). There are just three days left!]
This employer-based insurance system really doesn't make sense. Why should an employer dictate my insurer and coverage? Having the government do it would be worse still. I want to be able to compare insurers and plans. I'm smart enough to decide what makes sense for me and my family. So are you! Power to the people!!